question.....opinions pls

[tick4]

can someone explain the process and steps u would do before goin to an auction, do u submit the tender at the municiple office before the bidding starts? I have attended an auction in the US, i find attaining property alot easier and for alot less in the US. opinions?

[LarasDad]

can someone explain the process and steps u would do before goin to an auction, do u submit the tender at the municiple office before the bidding starts? I have attended an auction in the US, i find attaining property alot easier and for alot less in the US. opinions?

I don't want to come off sounding too snarky here, but what you are asking is actually defined by law ... the Municipal Act, 2001.  Every municipality posts almost identical instructions:

from the March 23 listings -

THE MUNICIPALITY OF TRENT HILLS
TAKE NOTICE that tenders are invited for the purchase of the
land(s) described below and will be received until 3:00 p.m. local time
Wednesday, April 17, 2013 at the Municipal Office, 66 Front Street South,
Campbellford, Ontario.
...
Tenders must be submitted in the prescribed form and must be accompanied
by a deposit in the form of a money order or of a bank draft or cheque
certified by a bank or trust corporation payable to the municipality and
representing at least 20 per cent of the tender amount.
========
THE TOWN OF SMOOTH ROCK FALLS
TAKE NOTICE that tenders are invited for the purchase of the land
described below and will be received until 3:00 p.m. local time on Friday,
April 19th, 2013 at the Smooth Rock Falls Town Hall, 142 First Avenue,
P.O. Box 249, Smooth Rock Falls, Ontario P0L 2B0.
The tenders will then be opened in public on the same day as soon as
possible after 3:00 p.m. at the Smooth Rock Falls Town Hall, 142 First
Avenue, Smooth Rock Falls, Ontario.
...
Tenders must be submitted in the prescribed form and must be accompanied
by a deposit in the form of a money order or of a bank draft or cheque
certified by a bank or trust corporation payable to the municipality and
representing at least 20 per cent of the tender amount.
========
THE CORPORATION OF THE TOWN OF SPANISH
TAKE NOTICE THAT tenders are invited for the purchase of the land(s)
described below and will be received until 2:00 p.m. local time on
Wednesday, April 17, 2013 at the Town of Spanish, P.O. Box 70
8 Trunk Road, Spanish, Ontario P0P 2A0.
The tenders will then be opened in public on the same day at the Town of
Spanish Municipal Office, P.O. Box 70, 8 Trunk Road, Spanish, Ontario
P0P 2A0 at 7:00 p.m.
...
Tenders must be submitted in the prescribed form and must be accompanied
by a deposit in the form of a money order or of a bank draft or cheque
certified by a bank or trust corporation payable to the municipality and
representing at least 20 per cent of the tender amount. Tenders must be
submitted in sealed envelopes addressed to the TOWN OF SPANISH RE:
PUBLIC TENDER and must contain either the ROLL NUMBER or FILE
NUMBER on the envelope.
========
THE CORPORATION OF THE TOWN OF MARATHON
TAKE NOTICE that tenders are invited for the purchase of the land(s)
described below and will be received until 3:00 p.m. local time on
April 18, 2013 at the Town Office, 4 Hemlo Drive, Marathon, Ontario.
The tenders will then be opened in public on the same day as soon as
possible after 3:00 p.m. at the Town Office, 4 Hemlo Drive, Marathon,
...
Tenders must be submitted in the prescribed form and must be accompanied
by a deposit in the form of a money order or of a bank draft or cheque
certified by a bank or trust corporation payable to the municipality and
representing at least 20 per cent of the tender amount.
========
THE CORPORATION OF THE TOWN OF MISSISSIPPI MILLS
TAKE NOTICE that tenders are invited for the purchase of the land (s)
described below and will be received until 3:00 p.m. local time on Tuesday
the 16th day of April, 2013 at the Municipal Office, 3131 Old Perth Road,
Almonte, Ontario K0A 1A0.
The tenders will then be opened in public on the same day at the Municipal
Office Council Chambers at 3:05 p.m.
...
One tender for each parcel of land must be submitted in the prescribed form
and must be accompanied by a deposit in the form of a money order or of a
bank draft or cheque certified by a bank or trust corporation payable to the
municipality and representing at least 20 per cent of the tender amount.
========
THE CORPORATION OF TAY VALLEY TOWNSHIP
Take Notice that tenders are invited for the purchase of the land
described below and will be received until 3:00 p.m. local time on April
24, 2013, at the Tay Valley Township Municipal Office, 217 Harper Road,
RR # 4, Perth, Ontario K7H 3C6.
The tenders will then be opened in public on the same day as soon as
possible after 3:00 p.m. at the Municipal Office, 217 Harper Road, Perth.
...
Tenders must be submitted in the prescribed form and must be accompanied
by a deposit in the form of a money order or of a bank draft or cheque
certified by a bank or trust corporation payable to the municipality and
representing at least 20 per cent of the tender amount.


Note how specific Brent at THE TOWN OF SPANISH is: "...will be received until 2:00 p.m. ... opened in public on the same day at the Town of Spanish Municipal Office ... at 7:00 p.m."

And Rhonda at MISSISSIPPI MILLS is: "...will be received until 3:00 p.m. ... opened in public on the same day at the Municipal Office Council Chambers at 3:05 p.m."

And to get really edumacated, here's the link to the legislation:
http://www.e-laws.gov.on.ca/html/statutes/english/elaws_statutes_01m25_e.htm#BK439